THE GOP ARE THE INSURANCE COMPANIES HIT MEN or (The truth of the ACA)

   What the Hell is going on here?

   Why are people saying President Obama lied?

   Why are people getting their health insurance policies cancelled?

   Why are new policy prices going up so much?

   These 3 issues are the current ammunition that the GOP/Tea party are using in their failing war to sway American voters to their side, and as is the standard practice of  the Conservative movement, they are twisting facts, cherry picking statements, and just plain lying to get their agenda fulfilled.

   Lets address these 3 issues individually, first, why are people saying President Obama lied?

   1. The GOP/Tea party reps. are saying that the President lied about peoples ability to keep the policies they currently had (prior to the ACA mandate). 

   The truth: All insurance policies that were in effect at the time were grandfathered in, regardless of benefits, those policies were given a pass that allowed them to continue being in force, therefore the only ones able to change that status would be the insured, or the insurance company, not the President, or anyone else.

   The insurance companies themselves opted to cancel those policies because the vast majority of them were garbage coverage. They knew that in an open market nobody would buy them, therefore, they took advantage of the timing, and sent out the cancellation notices, which brings us to the second question, why are people getting their policies cancelled?

   2. As previously stated, the insurance companies knew that they were about to have many of their current policy holders given the opportunity to shop for health care coverage elsewhere, and that the policies they currently were selling them would be abandoned en masse' . The companies decided to cancel existing policies prior to the ACA opening up, so that they could sell those same customers policies that met the ACA guidelines before the customers could have a chance to compare prices and coverage, which brings us to number 3, why are prices going up so much?

   3. The fervor over rate increases is due to the fact that the insurance companies are trying very hard to get the customers they just cancelled into purchasing new plans BEFORE they have a chance to see other options available to them, because then they make more money.

   If you haven't already figured it out, I'll tell you, the insurance industry sells an intangible product, a product that costs them nothing to produce, no buying of raw material, no manufacturing plant, just a piece of paper with a promise to pay certain costs if you should experience some sort of calamity.

   As such, the people who decide what that promise will cover, and how much you will have to pay for that promise, varies a great deal.

   Over 85% of those with health insurance have it through their employer, and those employers have people that negotiate prices and policy limits with the insurers, thereby getting the best rates and best coverage possible.

   However there are many who must buy their insurance individually, and up to this point, those people were unable to shop for the best deals, and many of them had to settle for expensive policies that covered very little.

   Those policies were very profitable for the insurance companies however, because the insurers could pick and choose who they would insure, if you were older, you paid a lot, if that is, you could get covered at all, if you had a pre existing condition, forget it, they didn't want you.

   Not only did they rob people blind with the premiums, they also sold them policies that were void of any real coverage, or had lifetime caps that were low enough to still bankrupt them with a major medical emergency.

   The ACA levels the playing field, it allows all Americans the opportunity to buy health insurance at a reasonable price, at the same time, it forces the insurance companies to accept clients with pre existing conditions, or older people who can't get healthcare coverage otherwise.

   It also removes lifetime limits of benefits, so that if you get sick, you won't have to go bankrupt to pay for your medical costs.

   And the big kicker is, the insurance companies are only allowed to keep a certain percentage of premiums paid as profit, the rest must either go toward actual benefits paid, or refunded to the policy holders.

   All these things accomplish two main goals.

   1. They allow all Americans to get proper healthcare.
   
   2. They address the problem of skyrocketting healthcare costs.

   But they do this at the cost of insurance companies profits, which by the way, are astoundingly large, just look at how many tv commercials are for insurance, a lot.

   This is why the ACA has faced so much opposition, money, money that the insurers want to keep. That is why they have enlisted the GOP to try anything possible to defeat the ACA.

   The GOP is screaming about people getting their policies cancelled, and their rates going up, but in reality, those people have not yet had the opportunity to go to the web site and see what else is available to them, and if they qualify for any of the subsidies offered.

   I would not be at all surprised to find out that the GOP has been attacking the ACA web site in order to keep it from functioning properly, they are pretty desperate these days.

   It is being revealed more and more that insurers like Humana, and Blue cross have sent letters to people telling them that their cancelled policies will be automatically switched to updated policies, with a big premium increase, even though if those same people compare their options, they find that they can get better coverage for less money, and usually qualify for a subsidy.

   That gives big incentives for the insurance industry to keep the web site down.

   Here is the bottom line, the ACA is going to be successful, the web site will become operable, people will find the new healthcare system pleasing, insurance company bigwigs will get a couple less 0's on their bonuses, and the GOP will have once again been exposed as the party of the elite 1%, the corrupt greedy unholy entity that it is.


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10 OF THE BIGGEST DOUCHEBAG CORPORATIONS, AND ORGANIZATIONS ON EARTH

   The following entities represent some of the most vile of the worlds douchebags.

   They all possess one very disgusting trait, their complete disregard for the well being of the other humans on this planet.

   May their greed, hate, bigotry, and evilness be their companions on their journey to Hell.

   I don't think I need to explain why these bigoted morons are super douchebags.

  A close relative of the above douchebags, these butt heads want to shut down the whole country.

   If deceiving people was an olympic event, this propaganda machine of the GOP would win the gold medal every time.

   The unbridled greed that these douchebags have displayed is almost unbelievable, they created an imaginary financial market they called "derivatives"
for the express purpose of ripping off investors, but then of course the bubble burst, but not before these purely evil S.O.B.'s collected billions of dollars in bonus money. Then these dicks had the audacity to tell their paid for puppets in Washington D.C. that if the government didn't give them money, then the entire economy would collapse. They are perhaps the biggest douchebags in the history of mankind.

   Speaking of unbridled evil greed, Halliburton has been in the business of stealing from America for a while now, at the least since their previous C.E.O., Dick Cheney was in charge. These douchebags are more than willing to prompt America into war if at all possible, for that's when they can sell us all the profitable death products they offer. If you have ever wondered who the industrial military complex was, here is a shining example.

  The largest retailer in the world has shown itself to possess so many douchebag qualities that pinning them down to just a couple isn't easy. By paying their employees such low wages, they force them to apply for government aid, thereby having the U.S. taxpayer subsidize it's workforce They force their suppliers to outsource their production to overseas countries just so they can stay competitive. The list of their abuses goes on and on and on.

   Ever wonder who facilitates the governments way of spying on us all? Look no further.

   Everyone's favorite mass murderer of the earths ecological system. B.P. and the other douchebag big oil companies won't be satisfied until they have destroyed every habitable inch of this planet.

   Monsanto's slogan is, "Human safety first, unless it gets in the way of profits". This despicable crap hole of a corporation is more than willing to feed poison to us all if it means making a buck.

  These two are the ultimate in douchebags, they are easily among the top ten most evil, nasty, and vile creatures that ever existed on this planet. Between their destruction and polluting of the enviroment, to their buying of politicians, to their funding of right wing extremist nut job organizations, these brothers and their corporation represent the pinnacle of the elite oppressors, Hell has a special spot for them.


  There it is, some of the worst douchebags you will ever have the unpleasant experience of knowing.


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WHEN TRUST IS BROKEN

   I recently experienced two of my young family members taking a bottle of soda  out of my truck without asking me if they could. When asked if they were the guilty party , it was of course denied. After a couple of days my brother was able to coax a confession from them. They apologized to me and I would let my brother decide any punishment for them. I did however resolve to explain to them exactly what their actions cost them, it cost them my trust, and that the road to rebuilding ones trust is long, difficult, and not guaranteed of success.

   As I contemplated on how I could best get my message across to them, I became more and more aware of just how important trusting was for the human race, that it touched every aspect of our lives, and if we were suddenly without it, we would not be able to function.

   When we are children we trust our parents to care for us and keep us from harm. We send our children to school trusting they get a good education. We trust when our light turns green that the lights on the other signal turn red. It goes on and on and on, virtually everything we encounter requires a certain amount of trust.

   I believe that a large part of the blame for the enormous amount of apathy that the people of America are experiencing are the direct result of trust being broken.

   Look at our police departments, when I was growing up we were told that the police were our friends and if we needed any help, then just call them and you will be rescued. Well, the age of cell phones that record video has proven that those galant knights in blue seem to not only regularly exceed their authority, but are complicit in breaking more laws than anyone else. And now with illegal traffic stops for ID checks, they are part of an ongoing enterprise that flaunts their disregard of Constitutional laws.

   We trust that when we go to the market to purchase our groceries that the products we are offered are wholesome and safe, only to find that 90% of that food has been genetically modified, and the meats and dairy come from animals filled with growth hormones and antibiotics.

   Millions of people save money for decades to insure they can retire with dignity, they trust bankers to watch over their retirement funds and keep them safe, then those bankers invent complicated schemes with which to manipulate those funds into generating huge bonuses for the bankers and brokers, and then the bubble bursts, millions of people lose their life savings, pension funds get bankrupted, millions lose their homes, and the bankers say, "Oh, we're sorry, but there's nothing we can do for you", all the while these fat cats are tucking away millions in bonuses in their off shore accounts.

   We elect representatives to send to Washington D.C., we trust them to speak and act on behalf of  those people that sent them, we trust that their actions will be motivated solely by the desire to fulfill the solemn oath they took to "protect, preserve, and defend our Constitution", and instead we get lawmakers who are so deep in the pockets of big banks and corporations that daylight can't enter. They blatantly lie to us while filling their greedy pockets courtesy of their crony co-conspirators.

   When everything you thought you could trust turns out to be just groups abusing that trust to enrich themselves, I suppose apathy is the only thing you can do to keep from giving up all hope, so it should come as no surprise that some people take for granted that their leaders are not to be believed or trusted, and after all, who can blame them.


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Politics: Defined -- (Truthful Edition)

Republican (n)
1. Varies from unit to unit, however, most often consists of: a combination of ingredients. Including, greed, lack of values, lack of integrity, a willingness to sacrifice all principles, the ability to betray all promises made and oaths taken and the treacherous selling out of his country to the highest bidder. Republicans also have the ability to not only deny known facts, but to conjure up any facts needed at the time.

Democrat (n)
Very similar to Republican, however, Democrats lack the backing of most big money so they have to appeal to a broader base. The need for there to be a genuine appearing concern for the average American forces most Democrats to adopt causes that effect the lower class and middle class, however they retain most of the other traits possessed by Republicans.

Independent (n)
An entity that does not possess the money to get elected.

Other Parties (n)
Who?

The Supreme Court (n)
Nine individuals, posted by Presidents to review and validate issues and laws while pretending to be non-political.

Lobbyist (n)
A person, employed by any organization to use any means needed for the purpose of bribery and corruption of lawmakers.

Special Interest Groups (n)
 Corruption specialists (see also Wall Street).

The American Public (n)
A group representing 99% of the populace of the United States of America. Although this contingent is by far the majority of the countries inhabitants, it is ruled exclusively by the powerful elites. All political actions and decisions are done only at the desire of the Elite class. The facade of any political power held by the masses is just that, a facade.

The Elite Class (n)
Individuals and corporations with enough money to bribe all the politicians needed to fulfill their agenda.

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